In this fast-paced webinar, Kurt Rosentreter will address retirement cash flow considerations on retirement age, CPP, RRIF, income splitting, tax planning, estate factors, insurance and real estate. The full range of investment products possibly considered for retirement including: dividend paying stocks, preferred shares, corporate bonds, GICs, bond funds and ETFs, REITs, TSWP mutual funds, guaranteed withdrawal insurance products, segregated fund from insurance companies and much more will be covered. It will also include a case study on how to pull the plan together – from understanding expenses and how to match them up with income sources after tax.  

Applicable for
Individuals approaching retirement in the next few years or who are retired now and would like guidance on these different topic areas of retirement planning, professionals providing retirement planning advice to clients, and individuals assisting family members to manage their financial affairs.  

Content

• determining relevant costs in retirement and how it differs from the working years
• retirement budgeting and how to pay for periodic costs
• calculating how much money is needed to save for retirement and what is available to spend after retirement
• building an investment portfolio to provide for retirement spending and analyzing all the various products you can consider
• reviewing investment fees, investment taxation, different advisors you may consider and even do-it-yourself investing
• retirement planning concepts and strategies for discussion will include CPP, Old Age Security, RRIFs, real estate downsizing or not, career length, supporting children, old age healthcare costs, pensions, no pension, spousal death and more
• income tax minimization and deferral strategies designed just for retirees
• what role your Will and estate plan has on your retirement

What to Expect

•  Two emails will be sent from CPA Manitoba following your registration: one to confirm your order and one including information on how to access the course through your Learning Hub.
• Once sent, these emails can also be found in the Communication tab of your CPA Manitoba Member Portal.
• Course materials, links and credentials can be found in your Learning Hub no less than two business days prior to the seminar.
• This is a Live Virtual seminar where class size has been limited to allow for an interactive learning environment.
• This seminar will not be recorded.
• Live webinars have varying levels of expected interaction, with many requiring webcam and microphone capabilities. 
  
  If you have concerns about the interaction required for this course or any other questions about this course, please email [email protected].  
  
  CPA Manitoba PD Terms and Conditions: https://cpamb.ca/pd/pd/Terms-and-Conditions.aspx
  For questions regarding this course, including registration and access, email [email protected].