Course Description
The course will lay out in detail the safest investing strategy on earth, which is to stay in 100% fixed income products using a laddered GIC strategy. You’ll also learn how to get the best GIC rates.

It will also discuss the basic types of returns you can calculate and the importance of understanding time- versus money-weighted returns.

It will also delve into the issue of RRSPs versus the alternatives, looking at investing in equities inside versus outside an RRSP, in a TFSA, as well as other options including real estate, reinvesting in your own business, paying off debt, and retaining profits in a corporation for later dividend distribution.

We’ll also discuss all the different ways to invest including a full-service broker, discount broker, robo-advisor, fee-only planner and deposit broker. You’ll see demonstrations of a discount broker (Questrade), and a robo-advisor (Wealthsimple). We’ll also review the returns of five different portfolios from conservative to aggressive and compare the results to see who wins. 

The course will also look at what the experts say future stock market returns are likely to be, as well as where interest rates are going so you can plan appropriately.

You will see demonstrations of free spreadsheets that come with the course, including the “S&P TSX TR GIC RoR Calculator” that will show you how the stock market has done versus risk-free GICs, the “Investment Option Cost Analyzer” which will tell you how much each investing option will cost you, the “RRSP vs Regular  vs TFSA Analyzer” so you can decide whether investing in equities inside or outside an RRSP is the best option, the “RRSP vs Retaining Profits in Corporation Calculator,” the “Tax Turbo Charged RRSP Calculator” and the “Money Maximizer” to see if you are saving enough for retirement. 

Applicable for
Those interested in improving their investment returns without taking excessive risk.

Content

know how well the stock market in Canada and the US has done over the last 10 to 50 years versus the risk-free benchmark of GICs
evaluate whether anything can beat an RRSP for retirement purposes
explain how the main investing options, mutual funds, full-service brokers, discount brokers (with or without a fee-only financial planner), robo-advisors and deposit brokers work and how the fees compare
implement a 100% safe retirement strategy that has zero exposure to the stock market
see how starting to save later in life rather than earlier maybe a better option
how to ensure your investments are safe by knowing the types of deposit insurance including CDIC, CIPF, MFDA Investor Protection Fund, Assuris and Credit Union Deposit Guarantee Corporations

Special Notes: 
There are hands-on elements during this webinar - please ensure you have access to Excel. Spreadsheets included with the course are the “S&P TSX TR GIC RoR Calculator,” “Investment Option Cost Analyzer,” “RRSP vs Regular vs TFSA,” “RRSP vs Retaining Profits in Corporation,” “Tax Turbo Charged RRSP Calculator” and the “Money Maximizer” to see if you are saving enough for retirement.

Course Leader: David Trahair

      
What to Expect

•  Two emails will be sent from CPA Manitoba following your registration: one to confirm your order and one including information on how to access the course through your Learning Hub.
• Once sent, these emails can also be found in the Communication tab of your CPA Manitoba Member Portal.
• Course materials, links and credentials can be found in your Learning Hub no less than two business days prior to the seminar.
• This is a Live Virtual seminar where class size has been limited to allow for an interactive learning environment.
• This seminar will not be recorded.
• Live webinars have varying levels of expected interaction, with many requiring webcam and microphone capabilities. 
  
  If you have concerns about the interaction required for this course or any other questions about this course, please email [email protected].  
  
  CPA Manitoba PD Terms and Conditions: https://cpamb.ca/pd/pd/Terms-and-Conditions.aspx
  For questions regarding this course, including registration and access, email [email protected].