At lot happens to people around age 30 that often requires specialized financial expertise leading to decision making that may affect your entire life.  You cannot afford to get decisions wrong. 

One of Canada’s most well-known finance instructors and a specialist in financial issues for young professionals, Kurt Rosentreter will lead a fast-paced conversation focused on all issues and strategies affecting 30 to 40 year old Canadians.  

The course will help you prepare for decisions related to all of the financial issues and strategies typically associated with the first phase of your post school life.  And as you outgrow the advice of parents, this course will prepare you to make independent financial decisions confidently.  

Applicable for:

•  People or couples who want to learn about personal finance topics relevant to them as they put down roots in relationships, in families, in new careers and buying a first home.  
• Professionals assisting organizations with young people and you want to be aware of financial issues important to them. 
• Professionals wanting to be better prepared for investing questions asked by their clients in public practice.
• Individuals who want to assist family members with personal finance issues. 

Content
The topics in this seminar include:

• Understanding your employer compensation and the choices you have – pension plan, RRSP, company stock, restricted share units, stock options, perks and more. 
• Buying your first home – how much to spend, determining payments, amortization choices, the Home Buyer’s Plan and whether to use it, upsizing, downsizing, buying a vacation property and more. 
• All about debt – understanding mortgage terms and options, when to be debt free, how much debt is too much.  Paying down student debt vs other debt. 
• Having a child financial planning – getting your Will done for the first time, buying life insurance for the first time and starting an RESP for your children. 
• Tax planning strategies for couples and families. 
• Dealing with aging parents.
• Buy, lease or finance new vehicles – what is the right answer.
• Building an investment portfolio – following a six step process to successful investing.  Understand why mutual funds are bad, how to use stocks and bonds and ETFs, fee sensitivity, investment risk management, rebalancing and portfolio monitoring.  Are you a do-it-yourself investor?  Key considerations to selecting a financial advisor. 
• Knowing how to invest an RRSP vs a Tax Free savings account and more.  
• Basic life insurance and disability insurance purchases – types, cost, timing and factors to consider. 
• Pros and cons of the local CPA Association health insurance product options. 
• Cash flow budgeting, prioritizing spending and ranking choices when spouses may not agree. 

Seminar Leader: Kurt Rosentreter

Presented by PD Partner: Kurt Rosentreter

What to Expect

• This is a Live Virtual Seminar where class size has been limited to allow for an interactive learning environment. 
• This seminar will not be recorded.
• Course materials, links and credentials will be emailed to you two business days before the seminar. Once sent, the email will also be found in your Account Communication tab of the CPA Manitoba Member Portal. 
• Live webinars have varying levels of expected interaction, and some may require webcam and microphone capabilities – if you have concerns about the interaction required for this course, please email [email protected]

CPA Manitoba PD Terms and Conditions